Money Magnets runs two business referral groups in Palm Coast, Florida — Palm Coast Tuesday and Palm Coast Thursday. This policy covers both the public member directories at moneymagnets.ericolsen.studio and the members-only Money Magnets app for iPhone and Android.
The short version. We collect the business contact details you give the group, the referrals you log, and nothing else. There is no advertising, no analytics, no tracking, and nothing is ever sold or shared with marketers. Ask us and we will correct or delete your information.
1. Who we are
The directory and app are built and operated for the Money Magnets group by ERICOLSEN.STUDIO LLC, 45 Parkway Drive, Palm Coast, FL 32164, which is the data controller for the purposes of this policy. Questions go to info@ericolsen.studio.
Money Magnets is an independent referral group. It is not affiliated with BNI or any other franchised networking organisation.
2. What we collect
Your member listing
When a group admin sets up your account, we record your name, business name, category, a short description, phone number, website, email address, and the search keywords that help other members find you. You can edit all of it yourself from the app.
Your account
Your email address is your login. Passwords are stored only as a salted hash — nobody, including us, can read your password. We also store a flag noting whether you still need to replace the temporary password from your invite, and whether your membership is active.
Referrals you log
Each referral records who gave it, who received it, the name of the person or business being referred, an optional note, and the date.
Technical records
Our server keeps ordinary web logs — IP address, timestamp, and which page or endpoint was requested — for security and troubleshooting. The app stores a sign-in token on your own device so you don't have to log in every time; signing out erases it.
What we deliberately do not collect
No location data. No access to your contacts, photos, camera, or microphone. No advertising identifiers. No behavioural profiling. The app asks for no device permissions at all.
3. Why we hold it
| Information | Reason |
|---|---|
| Listing details | So other members and visitors can find you and pass you business — the entire point of the group. |
| Email and password | To sign you in and send you your invite or a password reset. |
| Referral records | To credit referrals, show the activity feed, and rank the leaderboard. |
| Server logs | To keep the service running and spot abuse. |
Our lawful basis, where that concept applies to you, is the legitimate interest of running a members' referral group you asked to join.
4. Who can see it
- Signed-in members see the full directory — including your email and phone — plus every referral logged in the group and the leaderboard. Accounts are for group members only — you need an admin or your chapter's join code — so this is limited to the group's own members.
- Anyone on the public web sees only what's on this website's directory page: business name, member name, category, description, and the business contact details you'd hand out on a business card. If you'd rather something wasn't published here, tell us and we'll take it off.
- Group admins can additionally create accounts, edit listings, reset passwords, and deactivate members.
We do not sell your information, rent it, trade it, or hand it to advertisers or data brokers. We would disclose information only if the law required it.
5. Referring a client by name
When you log a referral you type in someone else's name. Please keep it to what the receiving member needs in order to follow up, and don't record anything sensitive about a third party. That name is visible to every member of the group in the activity feed. If someone asks us to remove their name from a referral record, we will.
6. Services we rely on
- Our own server. The app's database (PocketBase) runs on a private virtual server rented from Hostinger, located in the United States. It is not a shared third-party platform, and no other company's software reads the data.
- Google Workspace delivers our outgoing email — invites and password resets — from info@ericolsen.studio.
- Google Fonts and Google's favicon service. This website loads its typefaces from Google Fonts, and shows each business's logo using Google's public favicon service. Your browser's IP address is visible to Google when it fetches those files. The app does neither — it ships its fonts inside the download.
- Apple and Google distribute the app through the App Store and Google Play, and they collect their own installation and crash statistics under their own privacy policies. We don't add any analytics on top.
7. What we don't do
No third-party analytics. No advertising SDKs. No cookies on this website beyond what your browser does on its own — the directory sets none. No cross-site tracking, no marketing emails, no selling of data. The only emails we send you are your invite, a password reset, and the occasional message about the group itself.
8. How long we keep it
Your listing and referral history stay for as long as you're in the group. When you leave, an admin usually deactivates your account, which takes you out of the directory but keeps the group's referral history intact. You can also delete the account outright yourself — see Delete your account — which removes your listing and every referral attached to it. Server logs roll off after a few weeks, and nightly backups age out after 60 days.
9. Security
Everything travels over HTTPS. Passwords are hashed, never stored in readable form. Accounts are members-only — an admin sets yours up or you use your chapter's join code — so there is no public sign-up to attack, and every temporary password has to be replaced the first time you sign in. The server is firewalled, patched automatically, and backed up nightly. No system is perfect, but this one is deliberately small: less data collected means less to lose.
10. Your choices
- See it. Everything we hold about you is visible in the app, or ask and we'll send a copy.
- Fix it. Edit your own listing any time under "My profile", or ask an admin.
- Take it down. Ask and we'll remove any detail from the public directory while keeping your app account.
- Delete it. Delete your own account any time at moneymagnets.ericolsen.studio/delete-account.html, or in the app under Me → Delete my account. It takes effect immediately. If you can't sign in, email info@ericolsen.studio and we'll do it for you and confirm when it's done, normally within a few days.
Florida and US residents, and anyone covered by the GDPR or similar law, may also have rights to object to processing or request a portable copy. Just ask — we handle these by email rather than a form.
11. Children
The group is for business owners. The app and directory are not directed at children, and we don't knowingly collect information from anyone under 13. If a child's information reaches us, tell us and we'll remove it.
12. Changes
If this policy changes we'll update the date at the top of the page, and for anything significant we'll email members.
13. Contact
ERICOLSEN.STUDIO LLC
45 Parkway Drive, Palm Coast, FL 32164
info@ericolsen.studio